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Terms and Conditions

Terms and Conditions

Financial Information Disclosure

Our website address is https://www.carleasing4u.co.uk/ Blueroc Ltd t/a Leasing4u are a credit broker (not a lender) authorised and regulated by the Financial Conduct Authority, Firm Ref No 660124. You or the company and/or their directors/partners you represent agree to undergo credit searches in support of this application and also confirm that any information you give us is true and accurate to the best of your knowledge. You must also confirm you understand and agree with how your information is used. Our credit providers will use 'Your Information' in connection with your application. 'Your Information' means the information you have given us, which we pass on to them, or which they receive from their enquiries and searches at credit reference and fraud prevention agencies. This applies to all applicants, including directors and partners if a limited company, partnership, or an unincorporated association makes the application. They will check your details with credit reference and fraud prevention agencies, and these agencies will record the check.

They will provide the agencies with your current and previous names, addresses and dates of birth of all parties, so if you are providing information about others, on a joint application, you must be sure that you have their agreement. The agencies will provide them with public information about you and any third party financially linked to you; information such as county court judgements (CCJ's) and bankruptcies, electoral register and fraud prevention information on you and your known financial associates, current and previous names, addresses and dates of birth. If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information.

The agency searches that they make will leave a search footprint, both in their records and on your credit file at the Agencies they've used, whether or not this application proceeds. If the search was for a credit application, the record of that search (but not their name) may be seen by other organisations when you apply for credit in the future. If you made a joint application, they will link together the records of joint applicants, called financial associates.

They will also link all your previous and subsequent names and addresses. Links between financial associates will remain on your and their files until such time as you or your associate successfully files for a disassociation with the credit reference agencies.
Information provided may be supplied to and used by the agencies to assess you and your household for: credit and credit related services; motor, household, credit, life and other insurance proposals and claims; debt tracing and recovery; checking details of job applicants and employees, prevention of fraud and money laundering; managing your accounts; statistical analysis about credit, insurance and fraud; market research, and to verify your identity if you or your financial associate applies for other facilities, including all types of insurance applications and claims.

They may access and use the information recorded by fraud prevention agencies from other countries. Information about you may also be used for other purposes for which you have given specific information, or, in very limited circumstances, when required by law or where permitted under the terms of the Data Protection Act 2018 (DPA). This process applies to any finance or credit provider you may use now or in the future.

They may access and use the information recorded by fraud prevention agencies from other countries. Information about you may also be used for other purposes for which you have given specific information, or, in very limited circumstances, when required by law or where permitted under the terms of the Data Protection Act 2018 (DPA). This process applies to any finance or credit provider you may use now or in the future.

They may disclose your information to other subsidiaries or associates in the course of this application. Credit scoring techniques will be used to assess your application. Please write to us at 1, The Courtyard, Greenfield Farm Industrial Estate, Congleton, Cheshire, CW12 4TR if you want a copy of the information they hold about you or phone on 01270 617540 for details of the agencies.

In addition to the above and by ticking the box below you also agree to our web site terms and conditions set out below.

1)    Our Service

1)    Blueroc Ltd t/a leasing4u (the "Company") are a credit broker (not a lender), operates the website www.carleasing4u.co.uk The Company is registered in England and Wales under company number 5139277 and the Company's office is at 1, The Courtyard, Greenfield Farm Industrial Estate, Congleton, Cheshire, CW12 4TR
2)    The following (together with any documents referred to) are the terms and conditions upon which the Company provides the services offered on the website www.carleasing4u.co.uk By using us for any of the services, you agree to be bound by these terms and conditions.
3)    The Company provides a search service for business and personal contract hire, leasing, contract purchase, hire purchase and finance lease of vehicles and the financing of such contracts (the "Search Service").
4)    The Search Service displays competitive vehicle pricing, funding and availability from the Company's associated financial and industry partners.
5)    The Search Service is provided free of charge but any Order / Agency Agreement entered into subsequently, as set out in clause 2.2.7 below, may be subject to an agency or document fee, this will be clearly shown on the "Customer Order Confirmation and Acceptance". Please also note paragraph 2.2.8 below
6)    Upon receiving the result of the Search Service, you may request the Company to proceed to obtain a formal quotation for the vehicle or any other vehicle or and mileage / term profile You will be asked to complete and return a credit application through our secure server if you wish to proceed after receiving a formal quotation. Following the leasing / finance companies confirmation that credit is available to you the Company will send you a "Customer Order Confirmation and Agency Agreement" showing the vehicle and financial information, when this is signed and returned we will inform the financial institution that you wish to proceed and order your vehicle from our preferred franchise dealer.

2)    Contract Formation

2.1.    By signing the "Customer Order Confirmation and Agency Agreement" you are entering into:
a)     An Agency Agreement for the supply of services (the "Agency Agreement") from  the Company; and
b)     A Supply Contract for the supply of goods (the vehicle(s)) and/or finance (the "Supply Contract") with a third party supplying the vehicle and/or its finance (the "Third Party").
NB. To enter into a personal leasing agreement the applicant must be over 18 years of age and hold a full valid UK driving licence
2.2.    The Company will, on receipt of your signed "Customer Order Confirmation and Agency Agreement" act on your behalf as your agent, to source the vehicle(s) and/or finance for the vehicles as described in the "Customer Order Confirmation and Agency Agreement".
2.3.    By signing and returning the "Customer Order Confirmation and Agency Agreement" you are instructing the Company to commence the provision of the services described in this document and to source the vehicle(s) and/or finance on your behalf, on receipt of the above document and before the expiry of any applicable fourteen-day cooling off period and accordingly
a)    You confirm that you waive any right to any cooling off period under the Consumer Rights Act 2015, as amended
b)    You agree that the Company is to commence the services before the expiry of the cancellation period contained in the Consumer Protection (Distance Selling) Regulations 2000, if applicable; and
c)    You understand and accept that upon receipt of the signed "Customer Order Confirmation and Agency Agreement" by the Company and the subsequent commencement of the provision of the services under the Agency Agreement, you will lose your right (as set out in clause 5 below) to cancel the Agency Agreement.
2.4.    If you are contracting as a consumer and you would like the fourteen day cooling-off period to apply, you will need to specifically inform the Company in writing prior to or when you return the "Customer Order Confirmation and Agency Agreement" (the "Notification"). Upon receiving the Notification, the Company will not begin the sourcing of any vehicle and/or finance until the expiry of the fourteen-day cooling-off period.
2.5.    Please note that any results provided by the Search Service or in the "Customer Order Confirmation and Agency Agreement" may be based on vehicle stock availability at the time. The Company cannot reserve or hold any vehicle if you request a cooling-off period and cannot guarantee the supply of the vehicle and/or finance on the rates stated in the Order Confirmation following the expiry of that cooling-off period.
2.6.    If you send the Notification to the Company in accordance with clause 2.2.4 above, you will be entitled to cancel the Agency Agreement by following the procedure set out in clause 5 below.
2.7.    The Agency Agreement is subject to the Document Fee as set out in the order confirmation. The Document Fee as well as any agency fee stated remains payable to the Company if the Supply Contract is cancelled or terminated under clause 6 except where cancellation occurs under the procedure set out in section 5. (Consumer Cancellation Rights).
2.8.    The Company is paid a commission on any Supply Contract entered into between you and the Third Party vehicle and/or finance provider. The Commission is paid by the Third Party.

3)    Our Status

3.1.    We act as your agent during the course of the Agency Agreement. The Company will use all reasonable endeavours to source vehicles and/or finance for the vehicles in accordance with your instructions and information submitted on the Customer Order Confirmation and Agency Agreement
3.2.    Any Supply Contract entered into between you and the Third Party will be subject to the terms and conditions of that Third Party, which they will advise you of directly. In order to obtain a vehicle and/or finance for the vehicle you will be required to sign contracts with the Third Parties. Such contracts will contain terms dealing with delivery, costs and charges, payment, title and limitation of liability.

4)    Performance of the Agency Agreement

4.1.    The Company will provide updates on the progress of its services, being the sourcing of vehicles and/or finance that reasonably suit your requests, within thirty days of Acceptance unless the services have been fulfilled prior to this.

5)    Consumer Cancellation Rights

5.1.    You have the right to cancel your Agency Agreement; you must send notification in accordance with clause 2.2.4 above if you wish to invoke your cancellation rights under Consumer Contract Regulations prior to signing and returning your signed Customer Order Confirmation and Agency Agreement. If you have sent the Company notification, you may cancel the Customer Order Confirmation and Agency Agreement by sending written notice to the address stated at clause 1.1 (Our Service) above.
5.2.    The written notice stating you wish to cancel should reach the Company no later than fourteen days beginning with the day after the day on which you receive the email of Acceptance.
5.3.    By signing the Customer Order Confirmation and Agency Agreement you acknowledge that your right to cancel as stipulated under the Distance Selling Regulations is restricted and not applicable once we commence processing the agreement. You will not have the right to cancel the Customer Order Confirmation and Agency Agreement without paying a cancellation fee once we have begun the provision of the services agreed under the Customer Order Confirmation and Agency Agreement. The Company will begin executing the services by searching and ordering vehicles and/or finance to meet your requests as soon as it sends you the Acceptance confirming your signed agreement has been received.
5.4.    If you cancel the Customer Order Confirmation and Agency Agreement in breach of clause 5.3 (following the Company having begun the provision of the services) then the Company will charge you a cancellation fee. The cancellation fee is clearly shown on your signed Customer Order Confirmation and Agency Agreement and is payable immediately on receipt of the Company's invoice. The cancellation fee shown on the Agency Agreement is based on but not restricted to: penalties levied by our suppliers, costs associated with vehicle registration, delivery charges, administration costs and finance penalties to the company.
5.5.    If you cancel the Agency Agreement in accordance with these terms and conditions and in accordance with clause 2.2.4 and 5.1, the Company shall return any sums paid by you to the company.
5.6.    Cancellation of the Agency Agreement will not automatically cancel any Supply Contract entered into between you and the Third Party. You will be required to separately cancel such contracts under the terms permitted by such contracts.

6)    Termination

The Company may terminate the Agency Agreement if any of the following in clauses 6.1.1 - 6.1.8 occur, this termination will attract a cancellation fee in accordance with the signed "Customer Order Confirmation and Agency Agreement"
6.1.    You are unable to or do not accept delivery of the vehicle at your nominated address in the United Kingdom on the agreed date for delivery and you have failed to give the Company more than three working days’ notice that you are unable to accept delivery.
6.2.    You fail to ensure that a new delivery date is agreed or that the vehicle is collected from the Company within fourteen days of the date that the Company notifies you that the vehicle is available for delivery.
6.3.    You fail to pay the purchase price and any other sums due under the contract in full in accordance with these terms and conditions.
6.4.    The Company reasonably believes in its sole discretion that the contract has been formed upon the basis of a genuine error (due to an administrative mistake) on the Company's website or by an employee in relation to any term of the contract and the error is drawn to your attention, or
6.5.    You commit a breach of any of these terms and conditions.
6.6.    You fail to return to us any proof of ID requested by the finance company.
6.7.    You fail to sign and return any documents required within the period indicated on your signed order.
6.8.    You fail to provide evidence of valid comprehensive insurance for the specified vehicle.

7)    Complaints

7.1.    At Leasing4u we aspire to the highest levels of customer service and acknowledge the importance of customer loyalty and satisfaction. We endeavour to provide consistently high service levels and continuous process improvement. If you are dissatisfied of any aspect of our service or communication please let us know. We will take the time to listen and understand any of your comments or complaints. Every effort will be made to resolve a complaint as quickly as possible and to your complete satisfaction.
7.2.    The time scale for resolving any dispute varies depending on the circumstances and the Company will use reasonable endeavours to confirm receipt of your complaint and keep you informed of progress in dealing with your issues.
7.3.    To submit a complaint, or to obtain a copy of our complaints policy and procedure, please write to: The Complaints Administrator at the address specified at clause 1.1 (Our Service) above, or email info@leasing4u.co.uk.
7.4.    If you are still dissatisfied with our response then you may take your complaint to our industry conciliation service The BVRLA. You may contact them by email at complaint@bvrla.co.uk or in writing at BVRLA, River Lodge, Badminton Court, Amersham, HP7 0DD. You may also contact the Financial Ombudsman if you wish to escalate your dissatisfaction further, contact details for this service can be found at www.financial-ombudsman.org.uk

8)    Exclusion of Liability

8.1.    Where you enter into a Supply Contract with any Third Party, the liability of that Third Party will be set out in their terms and conditions.
8.2.    The Company excludes all liability in contract, tort, restitution or otherwise, arising in connection with the performance or contemplated performance of the Supply Contract with any Third Party.
8.3.    The Company shall not be liable to you for any economic loss, loss of profit, loss of business, depletion of goodwill or otherwise howsoever, in each case whether direct, indirect or consequential, (howsoever caused) which arise out of or in connection with the Supply Contract with any Third Party.
8.4.    The Company has no duty of care to ensure the vehicle and/or finance that any Third Party supplies is as you wanted or is suitable for you: you must decide carefully if the description and other terms of the supply of the vehicle and/or finance are correct and are suitable for your purposes.

9)    Law and Jurisdiction

9.1.    The Agency Agreement and any dispute or claim arising out of it or in connection with it or its subject matter or formation (including non-contractual disputes or claims) will be governed by English law and shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10)    Privacy Policy and Data Protection.

Our Privacy Policy is available to view on our website https://www.carleasing4u.co.uk/privacy-policy-gdpr/ this privacy policy sets out how Leasing4u uses and protects any information that you give us when you use this website.
We require this information to understand your needs, provide you with a better service and submit to our suppliers. All our suppliers are governed by strict privacy rules and are not allowed to use your information other than to fulfil your order requirements. If for any reason you believe your privacy has been breached please contact us immediately.

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place stringent physical, electronic and managerial procedures to safeguard and secure the information we collect from you.

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.

You may request details of personal information which we hold about you under the Data Protection Act 2018. If you would like a copy of the information held on you please write to Blueroc Ltd, 1, The Courtyard, Greenfield Farm Industrial Estate, Congleton, Cheshire, CW12 4TR.

If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible at the above address. We will promptly correct any information found to be incorrect.